Is Agent Finance a Licensed Car Finance Broker?
Yes. Agent Finance holds an Australian Credit Licence (ACL) and operates under ASIC regulations. Every loan recommendation is reviewed by a licensed human broker before submission, ensuring full compliance with Australian consumer credit laws.
Written by Rob Carlile, former senior executive at Australia's largest car finance broker.
Detailed Answer
Agent Finance operates with full regulatory compliance in Australia:
Australian Credit Licence Agent Finance holds an Australian Credit Licence, the same licence type held by major banks and established brokers. This licence is required to provide credit assistance to consumers in Australia.
What This Means for You - Responsible lending obligations apply - Access to external dispute resolution (AFCA) - Clear fee and commission disclosure requirements - Regular compliance audits
Human Broker Oversight While our AI handles the initial matching and process, every loan recommendation is reviewed by a licensed human broker before submission. This isn't a rubber stamp—it's genuine oversight ensuring: - The loan is suitable for your circumstances - The rate is genuinely competitive - All regulatory requirements are met
ASIC Registration You can verify any Australian Credit Licence holder on ASIC's Professional Register at asic.gov.au.
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