How Much Is Your Broker Really Costing You?
Traditional car finance brokers in Australia charge 3-5% commission on your loan amount. On a $50,000 car loan, that's $1,500 to $2,500 in fees—often hidden in your interest rate. Agent Finance charges a flat $599 fee, no matter your loan size.
Use our calculator to see exactly how much you could save with Australia's first AI-powered car finance broker.
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| Loan Amount | Traditional Broker | Agent Finance | You Save |
|---|---|---|---|
| $20,000 | $990–$1,000 | $599 | Up to $401 |
| $30,000 | $990–$1,500 | $599 | Up to $901 |
| $40,000 | $1,200–$2,000 | $599 | Up to $1,401 |
| $50,000 | $1,500–$2,500 | $599 | Up to $1,901 |
| $75,000 | $2,250–$3,750 | $599 | Up to $3,151 |
How Agent Finance Saves You Money
No Commission
We don't take commission from lenders, so we have no incentive to steer you toward higher-rate loans.
AI Efficiency
Our AI handles the process that traditionally requires expensive human labour, passing the savings to you.
Flat $599 Fee
Whether you're borrowing $20,000 or $150,000, you pay the same $599. No surprises, no hidden costs.
Calculator FAQs
How accurate is this calculator?
The calculator uses industry-standard broker commission rates of 3-5% based on data from major Australian car finance brokers. Actual broker fees may vary, but these figures represent typical market rates.
Does Agent Finance really charge only $599?
Yes. Our $599 flat fee covers everything: AI matching across 40+ lenders, human broker verification, application submission, and support through settlement. No additional fees, no commissions, no percentage of your loan.
When do I pay the $599 fee?
You only pay if your loan is approved and settled. There's no upfront cost to use our AI matching service or get a quote. The fee is typically added to your loan settlement.
What's included in traditional broker fees?
Traditional broker fees typically include upfront commission (1.5-3% paid by the lender), trail commission (ongoing payments for the life of your loan), and sometimes explicit application fees. Most of these costs are hidden in your interest rate.
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See how much you could save with Australia's lowest-cost car finance broker.
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